Value-Added Services

Flexible Trade Finance That Keeps Production Moving

Access working capital solutions designed for importers, enabling you to place larger orders, negotiate better terms, and grow without cash flow constraints.

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Financial professional reviewing trade finance documents

$50M+

Financing Arranged

87%

Approval Rate

60 days

Average Terms

Why Financial Solutions – Trade Finance for Importers Matters

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Suppliers demand 30-50% deposits but cash flow is tight
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Banks require extensive collateral for traditional business loans
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Growing order volumes strain working capital and limit growth
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Payment timing mismatches between supplier payments and customer receipts
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Seasonal demand spikes require temporary financing that is hard to secure

Trade Finance Instruments

Multiple financing options tailored to different stages of the import cycle and business situations.

Purchase Order Financing: Fund supplier deposits and production costs against confirmed POs

Supplier Payment Terms: Negotiate extended payment terms (net-30, net-60) with suppliers

Inventory Financing: Borrow against warehoused goods to free working capital

Letter of Credit: Bank guarantees to facilitate supplier trust and payment security

Eligibility & Requirements

Trade finance is accessible to established importers with verifiable sales history and creditworthy customers.

Minimum Trading History: Typically 12 months of import activity

Revenue Threshold: £250K+ annual revenue from imported products

Customer Base: Established buyers or confirmed purchase orders

Credit Assessment: Personal and business credit review

Finance professional reviewing trade finance documents with client

Risk Mitigation

Trade finance arrangements include safeguards to protect both you and the financing provider.

Supplier Vetting: Verify supplier reliability before financing approval

Quality Inspections: Pre-shipment inspections as condition of payment release

Insurance Options: Cargo and credit insurance available

Milestone Payments: Staged payments tied to production and shipping milestones

Working Capital Benefits

Trade finance unlocks growth by freeing working capital tied up in inventory and supplier payments.

Order Larger Volumes: Negotiate better unit prices with higher MOQs

Faster Growth: Scale without waiting for customer payments

Seasonal Flexibility: Fund inventory buildup for peak seasons

Cash Flow Smoothing: Match payment timing to revenue collection

Business owner reviewing inventory orders with warehouse stock in background

Our Process

Application

Submit financing application with business details, import history, and funding requirements.

⏱ Day 1

Assessment

Credit review, supplier verification, and financing structure proposal.

⏱ Week 1

Approval

Receive financing offer with terms, rates, and conditions.

⏱ Week 2

Funding

Sign agreements and receive funds for supplier payment.

⏱ Week 3

Results You Can Expect

2-3 weeks

Approval Timeline

From application to funding

Order Volume Increase

Average growth enabled by financing

60 days

Payment Terms

Typical extended payment period

Frequently Asked Questions

Everything you need to know about our financial solutions – trade finance for importers services.

Rates vary based on credit profile and financing type, typically ranging from 8-18% annually. PO financing tends to be higher (12-18%) due to shorter terms, while inventory financing is lower (8-12%). Rates are competitive with business credit cards but with higher limits.

Typically 80-90% of the PO value, with the remainder paid upon delivery or sale. Maximum facility sizes range from £50K to £5M depending on your business scale and credit profile.

Personal guarantees are common for smaller businesses (under £1M revenue). Larger businesses may qualify for corporate-only guarantees. Requirements vary by lender and financing amount.

Ready to Get Started?

Flexible trade finance and payment solutions that keep production moving without straining your working capital or cash flow.